Monday, July 5, 2010

CAT-11 for Bank exams

1. We often read the term 'CRR' which is a reserve ratio used by RBI to regulate the liquidity. It stands for -
a) Cash Ratio Reserve
b) Challan Reserve ratio
c) Cash Reserve Ratio
d) Cash Reserch Ratio

2. In banking sector, a term 'NPA' is used. It stands for -
a) Non Productive Assets
b) Non performing Advances
c) Non Performing Assets
d) Non Productive Advances
3. A loan will be considered NPA if -
a) Interest/loan installments  overdue for more than 90 days
b) A/C is out of order for more than 90 days in case of overdraft/cash credit
c) If borrower does not pay interest for more than 2 years
d) None of these
4. Wht is the meaning of 100 basis point?
a) 100 percent point
b) 50 percent point
c) 25 percent point
d) 1 percent point
5. SHG is a voluntary association formed with the common goal of social and and economic empowerment. SHG stands for -
a) System Help Group
b) Self Help Group
c) System Hibernation Group
d) None of these
6. RBI uses SHG to spread the financial Inclusion. SHG may consists of -
a) less than 5persons
b) 5to 20 persons
c) 30 to 35 persons
d) 15 to 20 Persons
7. WADI project to develop the tribal region was laucnhed in -
a) 1996
b) 1997
c) 1995
d) 1992
8. Which of following organization launched the Wadi project?
a) RBI
b) SIDBI
c) IDBI
d) NABARD
9. Banks can not use the services of one of the following person/association/organisation as intermediaries in providing financial
and banking services through the use of Business Facilitator and Correspondent Model?
a) NGOs
b) SHGs
c) Village Sarpanch
d) Micro Finance institutions (MFIs)
10. ATMs provide -
a) Round the clock service
b) Privacy in transaction
c) Anywhere baking facility
d) Quick and efficient service
e) All of the above
11. RBI increase its CRR with the purpose of -
a) injecting liquidity in the system
b) sucking liquidity from the system
c) increaing inflation
d) Both b and c
12. Introduction is opening bank accounts is -
a) Optional
b) Compulsory
c) Discretionary
d) Waived from the year 2007

3 comments:

  1. Thank you for visiting my blog and comment.
    I have replied to your comment on my blog.
    Here also i am writing down the reply.

    Racism and Caste system both are same. You may feel proud about Racism I do not feel proud about our Indian caste system which is Indian racism.
    I do not feel ashamed to accept that yes caste system and racism both are same.

    For me every poor Indian is my brother I do not ask him his caste when I help any one.
    Neither any one has asked me caste, exception is Politicians and government of India.

    You must understand politicians want caste system in India, just make few laws and you can see that Indians are forgetting to ask and talk about caste system.
    Eg. It should be unlawful to ask on any government form to mention the caste of any Indian.

    Why you want to help only OBC poor people?
    Why you do not want to help upper caste poor people?
    Are they not Indians?
    Why you need to ask the caste of person when one can see the person is poor and he needs help?

    This is the India where one of the saints gave water to dying donkey.
    He does not ask him his caste.

    Why don’t you just find all poor Indians and help them,

    Sorry there is no advantage in caste census.
    Advantage is only for the political parties.
    They want to know there number of votes based on caste.

    Please write the article regarding benefits of caste counting, benefits which Poor Indian people get or mother India will get.

    ReplyDelete
  2. Below is the link of article where you have written comment. thanks for thinking about our India.

    http://realityviews.blogspot.com/2010/05/census-2011-to-include-caste-is-it.html

    ReplyDelete
  3. hi sm...can u pls send some more current affairs quiz everyday..it will b very helpul for us

    ReplyDelete